Making Insurance Work For Nigeria
Advocating for transparency, fairness, and accessibility in the insurance industry
Bridging Awareness
Educating individuals and businesses about the benefits of insurance coverage
Driving Development
Collaborating with government agencies and stakeholders to advance the insurance sector
Empowering Policyholders
Ensuring settlement of genuine claims
About Us
Transparent Protection Ltd/Gte is a non-profit organization promoting transparency, accountability, and accessibility in Nigeria’s insurance industry. Since 2012, we have been working to raise awareness about insurance, drive industry development, and advocate for policy changes.
Our motivation behind starting this organization is to facilitate widespread insurance adoption, ensure fair claims settlement, and empower individuals and businesses to make informed decisions about their insurance needs.
Our Core Values
- Transparency
- Reliability
- Accountability
- Equal opportunity

Our Initiatives
Driving positive change through our initiatives
Awareness
Raising awareness about insurance education and coverage benefits
Advocacy
Influencing insurance policies and advocating for consumer protection
Partnerships
Fostering collaborations with government agencies and stakeholders for industry growth
Articles
Insurance News Beat

AIICO Refuses RPDC Oil & Gas Claim: Dares RPDC to Go to Court
AIICO Insurance’s refusal to settle a legitimate claim made by Rockmountain Petroleum Development Company (RPDC) following an oil well blowout. Despite regulatory intervention from NAICOM, AIICO remains adamant and challenges the insured to take legal action.

AIICO’s Failure to Pay $30 Million Oil & Gas Claim Undermines Trust in Insurance
This article calls out AIICO Insurance Plc for its ongoing delay in settling a $30 million claim despite NAICOM’s directive. It highlights the insurer’s stalling tactics, questions their credibility, and advocates for policyholders’ rights to rebuild trust in Nigeria’s insurance industry.

NAICOM’s 2024 Claims Settlement Deadline: Will Insurers Comply or Simply Play Along?
The article analyzes NAICOM’s December 31, 2024 directive for insurers to settle outstanding claims, critiquing the feasibility of enforcement. It highlights challenges in capacity, verification mechanisms, and technological infrastructure, while suggesting external partnerships to ensure the directive’s effective implementation.
Opinions

Why Insurable Interest is Crucial for Valid Insurance Contracts
This article explains why insurable interest is essential for valid insurance contracts, ensuring that policies are only taken out on entities the policyholder has a legitimate stake in. It covers how insurable interest prevents fraud, maintains contract integrity, and protects insurers, forming a legal foundation for the insurance industry.

The Role of Government in Promoting Disaster Insurance
This article explores the critical role of the Nigerian government in promoting disaster insurance. It covers areas like regulation, public awareness, financial incentives, public-private partnerships, and international cooperation to drive adoption, enhance resilience, and reduce economic losses from natural disasters across communities and industries.

The Legal Significance of Proximate Cause in Nigerian Insurance Laws
This article explains the concept of proximate cause in Nigerian insurance law, highlighting its legal significance in claims, dispute resolution, and policy interpretation. By determining the direct cause of loss, proximate cause is essential for fair liability assessment, protecting both insurers and policyholders and reinforcing trust in Nigeria’s insurance sector.
Events
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About Us
TPL is a membership based insurance sector-specific non-government organization in Nigeria.
Recent Articles
Contact Us
Plot 448A Lagos Crescent,Off Ladoke Akintola Boulevard, Garki 2, Abuja.
080 32 676 950
info@tplng.com